Life insurance is a financial product that is used to help protect and build wealth, it can help give loved ones or businesses financial security by allowing a tax-free payment after death. The amount and type of coverage you choose will depend on your circumstances and needs.
Critical illness insurance provides you with a lump sum cash payment upon a medical diagnosis of covered conditions such as a heart attack, cancer or stroke. Like life insurance, you decide the amount of coverage at the time of application and type of product that best fits your needs.
Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income. A disability can result from several causes, including an injury, a serious illness or a mental health issue.
Mortgage life insurance is a product sold by financial institutions, it’s put in place to protect the mortgage in the event of death, disability or a critical illness.
A buy-sell agreement is a legal document among co-owners of a business, that outlines how a partner’s shares can be distributed or reassigned in the event of death, disability, or leaves the business.
When you work with us for group benefits, you can expect leading edge proprietary solutions and an outstanding level of service. We offer benefits plans that are tailored to help employers engage and motivate their teams – while still managing costs.
Health Spending Accounts are self-insured health plans arranged by employers for their employees residing in Canada. They provide a way that small businesses can provide tax-free health and dental benefits to their employees (and their employees’ family members).
Succession Planning is the objective of passing on the leadership, or ownership of a company to the next in line or most capable. This may be a shareholder, group of shareholders, or employees.
Estate planning involves determining how an individual’s assets will be managed, preserved, and distributed after death or should they become incapacitated.
The process of Farm Estate Planning is similar to normal succession and estate planning; however, most consider the unique tax aspects that farms and family farmers, are subject too.
RR Dobel Insurance Agency 11- 150 Creek Bend Road Winnipeg, MB R2N 0J5 email: info@dobelinsurance.ca phone: (204) 452-3900
BComm. (Honours), CLU Founder, President and Sr. Advisor
BComm. (Honours), Vice-President and Advisor
Office Administration