Health Spending Account


Health Spending Account

Health Spending Accounts are self-insured health plans arranged by employers for their employees residing in Canada. They provide a way that small businesses can provide tax-free health and dental benefits to their employees (and their employees’ family members). This makes the Health Spending Account appear to be an extremely attractive and cost-effective way of getting and providing health and dental benefits.

In simple terms, health and dental benefits offered through this plan are fully tax deductible to the business and received 100% tax free by the employees. HSA approved expenses include many of the medical costs you may expect from a traditional group benefits plan, like dental care, medical practitioners, prescription drugs, and hospital costs. On top of those, Health Spending Accounts go beyond traditional benefits with a wide range of covered health services, facilities, treatments, and devices. There are over 100 covered expenses, our top service provider covers 124 expenses. For an annual fee of $249, you could save thousands a year on medical and health expenses.


RR Dobel Insurance Agency

11 – 150 Creek Bend Road
Winnipeg, MB R2N 0J1
phone: (204) 452-3900